27/08/2009

Scotland holiday cottages Holiday homes Scotland

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Scotland is famous for its world-class boating and water sports environment, world's best hotels. Scotland is becoming a very important holiday destination in the world.

There are self-catering accommodations in Scotland for you to enjoy your holidays with family and friends. Self-catering cottages are prepared well for you and provide you the freedom to do whatever you want. While you are in a self-catering cottage you don't have to share with hundreds of other people and can really enjoy your time. Even though the place is different a well arranged, comfortable, beautiful place with modern facilities would really relieve you.

Self catering holiday cottages in Scotland are an ideal place to use as a base for all types of outdoor activities including walking, cycling, fishing and playing golf. There is a wide range of cheap holiday cottages in Scotland to choose from. You can choose from an extensive range of campsites and caravan parks also, which are open all year round in Scotland.

The weather in Scotland is variable and you can expect to experience anything from hot and dry to very cold, wet and windy. So you must be equipped with clothes and other materials suitable for all climates. Edinburgh is the capital of Scotland. Edinburgh has many great tourist attractions including the famous Edinburgh Castle, Edinburgh Tattoo show and some shopping in Princess Street.

Apart from being a popular holiday destination, Scotland is a fantastic place to live and work. Scotland offers a very good atmosphere for a healthy living. Scotland offer very good opportunities for hill walking and other outdoor sports.

Have a nice Holiday!

If would like to spend your holidays in Scotland and want to get information about Holiday cottages in Scotland,tigh an daraich luxury lodges will help you.

19/08/2009

Holiday to malta

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The island of Malta, situated between Sicily at the foot of Italy and Tunisia on the North African coast, is unique in terms of its history, culture and nationality.

Unlike Crete, which is part of Greece, Sardinia which is part of Italy, Corsica which is French and Mallorca which is Spanish, Malta is an independent Republic. Like many islands in the Mediterranean, Malta has gone through various states of foreign ownership during its past. Rulers of the island include the Romans, Arabs, the Knights of St John, the Ottoman Empire, the French under Napoleon, and the British in 1800 before Malta finally gained independence in 1964. It played a huge role during the Second World War were it acted as a refuge for injured member of the Allied Forces, while under attack by Italian and German forces until 1943. Malta has been a member of the EU since 2004 and adopted the Euro in 2008.

Today the Republic of Malta is slowly building its own reputation as a centre of commerce and tourism. Despite the turbulent past of the island, the capital Valletta still retains many interesting archaeological and architectural points of interest.

During their 270 year occupation of the island, the Knights of St Johns constructed many impressive buildings, just as they did on the island of Rhodes. Of course some were damaged during the Second World War, but many remain intact in Valletta.

They key attraction of Malta besides its interesting past, buildings and culture is of course its weather. Located right in the centre of the Mediterranean, azure blue waters surround an island that benefits from over 200 days of sunshine each year. For 8 months of the year the average daytime temperature sits between 19 and 32 degrees Celsius and doesn’t really get much hotter than that, making a very pleasant place to spend a holiday.

One of the more interesting attractions on Malta is the prehistoric Hypogeum or underground chamber, discover in 1902 and consisting of over 500 square metres of rooms, chambers and corridors. It was built on three levels and dates back to before 3000BC. The Hypogeum is UNESCO World Heritage site and only a limited number of tourists are permitted to enter each day so best not try and go there during busy periods unless you‘ve had your name on the waiting list for tickets, which can grow to as long as six weeks at times.

Flights to Malta arrive from all over the world at Luqa airport, just south of the capital. The island has had various airports over the years, especially during its important period as a military base. The old airport at Ta’ Qali is now used as a centre for recreation. There are parks and open spaces there as well as the National sports stadium. It is also the location for many of the island’s biggest festivals and concerts.

As far as holiday resorts are concerned, Malta has plenty of choices from busy thriving cosmopolitan areas with an abundance of restaurants, shops and clubs. The best are on the northern coast, providing the opportunity for walking along promenades and watching the world go by. For a quieter location visitors could take a trip to the nearby island of Gozo. This small island sits just three miles off Malta’s North West coast and everything here is run off at a much slower pace. Made up primarily of small fishing villages there are also a selection of quiet beaches such as Ramla Bay, the tiny San Blas beach or the amazing inland sea at Dwejra Lake, which is fed by a tunnel through the rocks.

Back on Malta the best beaches are at Anchor Bay, Golden Bay, Paradise and Hola beach in the north of the island. In the south Peter’s Pool is popular, as is Pretty Bay if you don’t mind overlooking the commercial port. For swimmers the outdoor pool that sits on the island’s south east tip is an interesting location. This 50m salt water pool is home to the island’s Marsascala Sports Club, was the National Pool until a new one was built in 1993 at Ta’ Qali (Tal-Qroqq). Often during the summer the pool hosts tournaments for the sport of water polo, which is unusually popular on the island.

Malta has a fantastic history and is an increasingly popular holiday destination. Dan Williams provides information and advice about finding flights to Malta and interesting things to do once on the island.

Caribbean cruise deals


11/08/2009

Insurance in the uk Holiday insurance uk

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London Travel Guide

Travel Insurance May Include Coverage For Your 'Staycation'

With the credit crunch biting hard, many would-be overseas travellers are faced with cutting the holiday budget and staying close to home - a 'staycation' as it is now known. If you live in a country with socialised medicine, such as the UK, it may not seem important to take out travel insurance. After all, the National Health Service will take care of medical needs if an accident or illness should strike. Statistics have proven that a large percentage of car accidents occur within a few miles of home on familiar roads when we are functioning on 'auto-pilot' and not paying attention. The same phenomenon is likely to be true when taking a holiday in familiar surroundings.

Travel Insurance is not all about missed flights, airlines losing luggage, emergency medical treatment, and repatriation back to the UK. There are a host of other mishaps that are just as likely to occur close to home as they are during a week at a resort in Spain.

Theft is a growing problem throughout the world, and tourist spots everywhere are heavily targeted. You are more likely to carry expensive gadgets and valuables with you - like an iPod, iPhone and laptop during a staycation. Theft can occur from your hotel, vehicle, or rental car, or even from your beach bag while snoozing in a deck chair. The car might break down, preventing you from reaching your pre-booked hotel in time, or a family member might become sick and unable to travel. Hotels have cancellation policies, which could leave you out of pocket for the unused nights.

Most travellers are too busy or can't be bothered to read the small print in their travel insurance policy. Consequently, many travellers do not realise that the Annual Multi-trip travel insurance policy they purchased for the holiday in Spain may also include cover for a staycation. Check the terms of your particular policy, because the cover often extends to your country of domicile (your home country) when accommodation has been pre-booked in advance for two or more nights. It would be a very welcome bonus if disaster should strike.

If you plan to take two or more holidays in a year, perhaps one at home in the UK and one abroad, always consider opting for the Annual Multi-trip policy. While it is important to take out travel insurance for a trip to Spain to soak up some sun, or add on winter sports cover for the winter ski trip, many Annual policies also include cover for a staycation or weekend away in the UK.

Suppose you plan a trip to London for your anniversary and splash out on a two-night stay at a swish boutique hotel and a West End show. If an unexpected illness or covered event should cause you to cancel or curtail the trip, your Annual travel insurance policy may kick in to cover many of the associated losses. An illness or accident is not just confined to you or your partner or travel companion, it may also apply to close family members or relatives back home. This would be invaluable if it should become necessary to cancel and return home immediately. Extra caution is needed at times when a global pandemic, such as the Swine Flu, is spreading throughout the world.

You may decide to take advantage of an advertised last minute holiday package to Turkey, or take the family for a week at a holiday camp in the UK. Wouldn't it be nice to know that choosing the Annual Multi-trip policy will also provide cover if you decide later in the year to book a city break or impress your loved one with a weekend away in a romantic cottage. Accommodation in the UK is not cheap, especially during peak periods, so having to cancel or leave early could mean a significant financial loss.

Next time you book a holiday and have the choice of whether to take out a Single Trip travel insurance policy to cover that one holiday, or the Annual Multi-trip policy, consider paying a little extra for the Annual policy. That way, cover will already be in place if you find that you can afford a second holiday abroad later in the year, or decide to take off for a staycation or weekend break close to home.

Jean Andrews is a freelance writer living in the UK. She regularly contributes articles for Travel Insurance Agencies Ltd who offer great deals on UK Travel Insurance and Travel Insurance for residents of Eire.

10/08/2009

Motor bike insurance quote - Sport bike insurance

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Sportbike Crashes

Motor bike insurance quote - Sport bike insurance



When you are looking for sport bike insurance there are a few things you should know:

- Any customizations you have carried out on your sports bike (including wheels and bodywork) should be clearly stated in your insurance policy, because insurers usually cover the standard model with no modifications.

- Any performance enhancements should also be clearly stated in your policy.

- Modifications that could affect the sport bike's legality for your country should also be considered. For example: In some countries learner riders have a strict engine capacity restriction. If you are making a claim, the insurance company could easily refuse your claim due to having breached legal restrictions.

- If you are a bike enthusiast like I am, and enjoy taking your bike to the race track, ensure you know the insurance liabilities for any damages sustained on a race track. Many insurers will not cover payouts to damage associated with race track riding, unless it is explicitly negotiated for in your policy. Many riders are not aware of this, and that it is probably in their best interests to make this clear with the insurance company.

Sport bike

The Motorcycle Safety Foundation groups motorcycles into the following three separate classes: street, off-road, and dual-sport. A sport bike is a type of motorcycle under the street classification and is generally designed for optimised performance at the expense of comfort, passenger/load capacity, and other features.


Until the late 1960s motorcycles came in three basic formats:

Working bikes: Generally below 250 cc (15.3 cu in) displacement and low-powered for commuting and utility travelling.

General bikes: Generally below 500 cc (30.5 cu in) / 650 cc (39.7 cu in) for use as a working bike, but with a higher power output so it could also be used for fun on the weekends.

Touring bikes: Anything above working/general bike sizes and built mainly for touring.

The first company to crack this mold was arguably Vincent Motorcycles. Designed as a gentleman's touring bike, their model's speed was astounding for days when motorways and freeways didn't exist. However, its handling was basic, and its shortcomings became clear when faced by a motorway - girder forks. By the 1960s bikes were developed which could be both daily commuter as well as weekend racer, including the BSA Rocket 3/Triumph Trident.

However it was the introduction in 1969 of the Honda CB750K that initiated the era of the modern sport bike . The CB750 was the first bike to have an overhead-cam in-line 4 engine and a front disc brake; the bike was acclaimed as "the most sophisticated production bike ever" by Cycle Magazine .

The Honda CB750 was followed in by the 1971 Kawasaki Z1, with its 900 cc (54.9 cu in) DOHC engine, and this firmly established the modern sport bike (or superbike). These bikes sold so well that by the end of that decade the Japanese manufacturers were all building competing machines with DOHC inline-4 engine configuration. The resulting "bike war" among the Japanese manufacturers and required investment in modern engine manufacturing contributed to the demise of the flagging British motorcycle industry.



Traveling insurance - Travel insurnce info

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I tried to think of my absolute greatest single moment in travel and this video is what was born. I could not isolate one single moment in this entire trip because it was all so great. Travel with...


Traveling insurance - Travel insurnce info Explains basic travel insurance information. Travel insurance sometimes called holiday insurance should provide these basic things.

1- Cover for canceling or cutting short your holiday, for reasons outside your control;
2- Missed transport or delayed departures for reasons outside your control;
3- Medical and other emergency expenses;
4- Personal injury and death;
5- Damaged, lost or stolen personal property;
6- Accidental damage or injury you cause to someone else.

You can buy annual or single-trip policies.

Most travel insurance policies do not include high risk sports and dangerous activities, such as ski-ing, mountain climbing or scuba diving. So check if you are covered. If not you will have to pay extra.

If you have to cancel or cut short your trip. You must show you had good reason to shorten or cancel it. A list of the reasons will be included in your policy.

It is worth checking your household contents insurance policy. As this may already cover you for loss or damage to your personal belongings, while you are abroad. If this is the case you should ask for a discount. In the event of a claim it simplifies matters,and your claim and pay-out will be quicker, because if there are two insurance companies involved,they will both spend months haggling over who is responsible for the claim.

If you have a credit card it sometimes include free travel insurance. If you use it to pay for your holiday check carefully what you are covered for, as it may not provide full cover for everything.

Some package holiday companies offer their own insurance. However you do not have to accept it. You can purchase your own insurance separately, usually much cheaper. A travel agent must not charge you more for a package holiday,because you did not buy their insurance. If a travel agent tries to do this, you should contact your nearest trading standards department.

MAKING A CLAIM
If you have to make claim, contact the insurance company as soon as possible to request a claim form. They may have an international helpline you can call, usually printed on your policy document or in the handbook. If not phone them as soon as you return home.

You are expected to take reasonable care of your belongings. And your insurer will want evidence of loss or damage. When a crime is involved , you must try to report it to the police within 24 hours, if possible.

Keep receipts for all goods and services that you wish to claim for.

PERSONAL INJURY AND MEDICAL EMERGENCIES

Always get receipts for medication and treatment.

If you need medical treatment on holiday, telephone your insurer as soon as possible to get authorization for the treatment. If possible contact them before agreeing to the cost of the treatment.

Do you have a pre-existing medical condition? This means that, if you already had a health problem or illness before you purchased the policy. You must tell the insurance company, or your claim will be rejected.

Don`t rely on your EHIC card to cover all your medical costs abroad. As those countries that do offer UK citizens state healthcare, will only provide the same care as a citizen of that country would expect to receive.

Always take your insurance information, policy documents or photo copies with you. So you have details of what to do, and who to telephone in an emergency.

The author E.D.Mealing contributes to the Find U.K.insurance website. An insurance advice website athttp://www.findukinsurance.com . He also contributes to the Taba sun website. A website about the Red sea riviera resorts of Taba and Taba Heights in Egypt. at http://www.tabasun.co.uk