Motor bike insurance quote - Sport bike insurance

Sportbike Crashes

Motor bike insurance quote - Sport bike insurance

When you are looking for sport bike insurance there are a few things you should know:

- Any customizations you have carried out on your sports bike (including wheels and bodywork) should be clearly stated in your insurance policy, because insurers usually cover the standard model with no modifications.

- Any performance enhancements should also be clearly stated in your policy.

- Modifications that could affect the sport bike's legality for your country should also be considered. For example: In some countries learner riders have a strict engine capacity restriction. If you are making a claim, the insurance company could easily refuse your claim due to having breached legal restrictions.

- If you are a bike enthusiast like I am, and enjoy taking your bike to the race track, ensure you know the insurance liabilities for any damages sustained on a race track. Many insurers will not cover payouts to damage associated with race track riding, unless it is explicitly negotiated for in your policy. Many riders are not aware of this, and that it is probably in their best interests to make this clear with the insurance company.

Sport bike

The Motorcycle Safety Foundation groups motorcycles into the following three separate classes: street, off-road, and dual-sport. A sport bike is a type of motorcycle under the street classification and is generally designed for optimised performance at the expense of comfort, passenger/load capacity, and other features.

Until the late 1960s motorcycles came in three basic formats:

Working bikes: Generally below 250 cc (15.3 cu in) displacement and low-powered for commuting and utility travelling.

General bikes: Generally below 500 cc (30.5 cu in) / 650 cc (39.7 cu in) for use as a working bike, but with a higher power output so it could also be used for fun on the weekends.

Touring bikes: Anything above working/general bike sizes and built mainly for touring.

The first company to crack this mold was arguably Vincent Motorcycles. Designed as a gentleman's touring bike, their model's speed was astounding for days when motorways and freeways didn't exist. However, its handling was basic, and its shortcomings became clear when faced by a motorway - girder forks. By the 1960s bikes were developed which could be both daily commuter as well as weekend racer, including the BSA Rocket 3/Triumph Trident.

However it was the introduction in 1969 of the Honda CB750K that initiated the era of the modern sport bike . The CB750 was the first bike to have an overhead-cam in-line 4 engine and a front disc brake; the bike was acclaimed as "the most sophisticated production bike ever" by Cycle Magazine .

The Honda CB750 was followed in by the 1971 Kawasaki Z1, with its 900 cc (54.9 cu in) DOHC engine, and this firmly established the modern sport bike (or superbike). These bikes sold so well that by the end of that decade the Japanese manufacturers were all building competing machines with DOHC inline-4 engine configuration. The resulting "bike war" among the Japanese manufacturers and required investment in modern engine manufacturing contributed to the demise of the flagging British motorcycle industry.